Personal Information We Hold and How It Is Used
We collect the information you provide when you register — your name, email address, contact number and preferred payment method. When you fund your account using Touch 'n Go eWallet, Boost or GrabPay, our payment processor receives the transaction reference but we do not store your
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full wallet credentials on our servers. Device identifiers, browser type and session logs are captured automatically; these help us detect unusual login patterns and keep your account secure. If you reach out through live chat or email, the content of that conversation is held so we
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can follow up accurately. All data is processed for the purpose it was collected — account management, payment reconciliation, fraud prevention and, where you have opted in, relevant communications. We do not sell your personal data to third parties. Sharing happens only with payment processors, identity-verification
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partners and regulatory bodies where the law in your jurisdiction requires it. Access to memori88 and the processing of your personal data is subject to local law and available only where local law permits.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.